Financial Survival Technique

Budgeting is essential! (For more info, see www.daveramsey.com) But today I want to share just one budgeting tip that I think is crucial.

When you're budgeting, allow some pocket money for each spouse. Whether a little or a lot, this "allowance" should be money that you do not have to answer to anyone for how you spend it. If you want to save up for something big, you can. If you want to spend it as fast as you get it, you can. And no one has a right to say anything about it. I think this technique has been a real lifesaver for us. Over the years, we've been able to give ourselves a raise in "allowance" now and then. And payday is a little more fun when you get to stash a little cash for whatever YOU like to do.